PersonalAutoInsurance
Florida is a no-fault state -- PIP coverage is required by law. We offer a la carte pricing across 35+ carriers so you only pay for what you need.
Complete Auto Protection
Build the exact coverage you need. Florida's no-fault system requires PIP, but smart drivers add layers of protection for complete peace of mind.
Liability Coverage
Bodily injury and property damage coverage that protects you when you're at fault. Florida requires minimum $10,000/$20,000 BI and $10,000 PD.
Collision Coverage
Pays for damage to your vehicle from collisions with other cars or objects, regardless of who is at fault. Essential for financed vehicles.
Comprehensive Coverage
Protection from theft, vandalism, weather, flooding, and animal strikes. Critical in Florida where hurricanes and tropical storms are common.
PIP (Personal Injury Protection)
Florida-required no-fault coverage. Pays 80% of medical expenses and 60% of lost wages up to $10,000, regardless of who caused the accident.
Uninsured/Underinsured Motorist
Covers your injuries and damages when the at-fault driver has no insurance or insufficient coverage. Highly recommended in Florida.
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Auto Insurance FAQ
Florida requires $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). While Bodily Injury Liability is not required to register your vehicle, it is highly recommended. If you cause an accident resulting in serious injury, you may be required to carry BI coverage going forward.
PIP (Personal Injury Protection) is Florida's no-fault coverage. It pays 80% of reasonable medical expenses and 60% of lost wages, up to your policy limit (typically $10,000). It covers you regardless of who caused the accident, and applies to you, household relatives, and passengers in your vehicle.
An SR-22 is a certificate of financial responsibility filed with the state, proving you carry the required minimum insurance. You may need one after a DUI, driving without insurance, or accumulating too many points. We specialize in SR-22 filings and can get you covered quickly with competitive rates.
Drive With Confidence
Get a free auto insurance quote. We compare 35+ carriers to find you the best rate with the coverage you actually need.