ProtectWhatMattersMost
Many end up overpaying for health insurance they don't understand or can't use when they actually need it. At Unity Financial Network we help you find the best option, explaining every detail clearly so you make a confident decision — with no surprises and no unnecessary costs.
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ACA Members
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Carriers
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Bilingual Agents
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States Licensed
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Medicare Clients
Not Every Policy Covers the Same
Choosing correctly can make the difference between being truly protected or facing unexpected expenses. That's why we work with three types of coverage, designed to adapt to different needs and give you complete protection.
ACA / Obamacare
The foundation of your health protection. Includes medical checkups, specialist visits, hospitalizations, surgeries and prescription medications. More than a requirement — the way to guarantee you can receive medical care when you need it, without facing high costs or surprises. Discover if you qualify and what the ideal plan for you is.
Medicare
Designed mainly for people 65+ or those who qualify through specific conditions. Medicare offers different options that can make a major difference in your medical coverage and costs. Choosing correctly is key — not all options cover the same or work the same for your situation. We help you understand each alternative clearly and select the plan that gives you real backing.
Supplemental Coverage
Even with a primary medical plan, not all expenses are covered 100%. A hospitalization, accident or specific treatment can generate additional out-of-pocket costs. We close that gap with solutions designed to give you real backing when you need it most: Accidents, Hospital Indemnity, GAP policies, Dental, Vision, Funeral Expenses and Critical Illness (Cancer/Heart Attack).
How We Help You
We evaluate your eligibility through a conversation, learning about your needs, current situation and income. We verify if you qualify for health insurance with tax benefits through the ACA. Our bilingual agents compare plans across 16+ leading carriers to find the perfect fit — because it's not just about having insurance, it's about having the right backing to care for your health and financial stability.
- Personalized eligibility evaluation based on your situation
- ACA tax benefit verification and subsidy calculation
- Side-by-side plan comparison across all available carriers
- Ongoing support before, during and after acquiring your policy
Strategic Partners & Carriers
Strategic Partners (FMO)
Health Insurance Carriers
Medicare Carriers
Supplemental Coverage Carriers
Frequently Asked Questions
The cost depends on your income, family size and location. Many families qualify for ACA subsidies that can reduce monthly premiums to $0. Our agents calculate your exact subsidy at no cost.
U.S. citizens and lawfully present residents can enroll in marketplace plans. You cannot be denied for pre-existing conditions. Income between 100-400% of the Federal Poverty Level qualifies for premium subsidies.
Open enrollment runs November through January. However, qualifying life events like marriage, birth, loss of coverage or relocation allow special enrollment year-round. Contact us to verify your eligibility.
ACA plans cover 10 essential health benefits including preventive care, emergency services, hospitalization, maternity care, mental health, prescriptions and more. Some plans also include basic dental and vision.
Your Health Can't Wait
Get a free, no-obligation consultation with our bilingual team. We'll help you find the perfect health plan for your family and budget.