ProtectEveryAssetThatMatters
From your car to your business, protect every asset that matters. Florida-specific coverage you can count on with 35+ P&C carriers.
25%
Bundle & Save
24hr
Claims Support
0+
P&C Carriers
CAT5
Hurricane Coverage
0+
States Licensed
Complete Asset Protection
Personal and commercial coverage tailored to Florida's unique risks. We compare 35+ carriers with A-rated or better financial strength.
Personal Auto
Florida no-fault state requires PIP coverage. We offer liability, collision, comprehensive, and uninsured motorist protection with a la carte pricing across 35+ carriers.
Homeowners
Dwelling, personal property, and liability coverage. Hurricane, wind, and flood protection specifically designed for South Florida homeowners.
Commercial Businesses
General liability, BOP, workers comp, and professional liability. Protect your enterprise from unforeseen risks with tailored industry packages.
Commercial Auto / Trucking
Fleet and CDL coverage including liability, physical damage, motor truck cargo, bobtail, excess liability, and trailer interchange. From one truck to an entire fleet.
Pet Insurance
Accident, illness, and wellness plans for your furry family members. Affordable protection that covers vet bills, surgeries, and prescriptions.
Built for Business Owners
Whether you own one truck or a fleet, a storefront or an enterprise, we work with 35+ insurance companies with A, B, and Risk Retention ratings. With 19+ years serving the area, we understand what South Florida businesses need.
Strategic Partners
Frequently Asked Questions
Florida is a no-fault state requiring $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). However, these minimums leave significant gaps. We recommend additional liability, collision, comprehensive, and uninsured motorist coverage for full protection.
No, flood insurance is NOT included in standard homeowners policies. In South Florida, flood coverage is essential and must be purchased separately. We offer NFIP and private flood options to protect your home from this very real risk.
Bundling your auto and homeowners policies typically saves 15-25% on premiums. We also offer multi-policy discounts for commercial coverage. Our agents compare bundle options across 35+ carriers to find your maximum savings.
Requirements depend on your vehicle type, cargo, and operating radius. At minimum, you need liability coverage ($750K-$1M for most operations), physical damage, and motor truck cargo (MTC). CDL holders need additional coverage. We handle everything from single owner-operators to large fleets.
Absolutely. A single emergency vet visit can cost $3,000-$10,000+. Pet insurance covers accidents, illnesses, surgeries, and prescriptions for a fraction of potential out-of-pocket costs. Plans start at affordable monthly premiums and can save thousands when your pet needs care.
Don't Wait for the Storm
Get a free, no-obligation consultation. We'll compare 35+ carriers to find you the best coverage at the best price.